Monthly Archives: April 2011

Financial Security: The Six Essential Questions You Must Ask

Today I want to talk about that proverbial elephant in the room. You know, the one that everyone knows is there–but no one wants to talk about! (Shhhush…it’s your financial security!)

In this case, it’s what’s really happening within our economy and our money. In essence, our financial security. No one ever talks about it. Sure, we’ll talk about a lot of things–our stomach virus, our fight with our spouse or kids, our exasperation with just about anything or anyone.

But we won’t talk about the down and dirty of the economy and what it is going to mean for our portfolio, our money and our financial security both for the short and long term.
We’ve been told it’s taboo. That it’s not polite.

I can tell you I would rather be called taboo or impolite rather than not know what is really going on in today’s economy, the world and my own money.

But, if you aren’t managing your own personal portfolio, do you really know what is going on in the economy today? I don’t mean what you hear on FoxNews, CNN and with Jim Cramer. I don’t even mean what you read about on Wall Street or Main Street.

I am talking about sources like John Williams and Shadow Stats, interviews that Eric King brings at King World News, John Embry of Sprott Assett Management and Mr. Doom and Gloom himself; Marc Faber. While these resources may not paint the rosy picture we would like to hear and have been spoon fed for so long, in my opinion they paint the truthful landscape of what we need to hear and are valuable resources to what we must know to prepare ourselves for our economic future.

Most people still believe in the old paradigm of fundamentals. They are believers in buy and hold forever and follow the New York investment community’s mantra. I, however, have long since left my financial advisor and the ponzi schemes of Wall Street.

I marvel at people who are setting themselves up for history to repeat itself once again. As the saying goes…fool me once shame on you. Fool me twice, shame on me. Yet, these will be the same people who will go to 60 Minutes once again crying how “the system” has once again let them down.

If you are in the camp of feeling you still need a financial advisor or money manager to make your personal portfolio decisions for you I have a few simple yet essential questions that you should be asking yourself. These are the questions that I asked myself before I decided to start taking it upon myself to manage my own portfolio for the sake of my own financial security.

Ask these questions of yourself before it is too late.

1. What is your current relationship with your financial advisor?

For example even though my financial advisor was the financial advisor of our family for over 3 decades, I had very little communication with him unless I physically picked up the phone and called him.

I heard from him one time a year only to renew our agreement.

I never received newsletters, he never conducted educational webinars or conference calls, and he never called to discuss changes within the market, the economy or suggest repositioning some of my holdings to better position my portfolio for optimum wealth building strategies.

I simply sent him monthly checks to put into my account, trusting that he would manage my account appropriately.

2. Does your financial advisor make suggestions for readjustments in your portfolio as the market makes changes for the better or the worse or do they just let your money ride…so to speak weathering whatever financial storm might be out there and hoping that averages prevail?

In a falling market there are some stocks and/or investments that do very, very well … do they let you know what those opportunities are and suggest for you to enter into those opportunities at the appropriate time?

Likewise there are stocks and other investments that do very well when the dollar is very weak as it is right now…does your financial advisor let you know of those specific opportunities?

3. What are your financial advisors feelings on precious metals? Physical Gold and Physical Silver? I am talking about the physician gold and silver, not paper and do you have any at this time?

4. Has your financial advisor ever offered information and education on various IPO opportunities and would that be of interest to you as an alternative wealth strategy?

5. Do you have access to private banking education and information?

6. Does your financial advisor offer monthly or bi-monthly live conference calls conducting education and giving information on what is really happening within our economy, the market and the effects of the current world wide trends?

On those calls is your financial advisor offering solutions on how to protect the wealth accumulation that you currently have as well as alternative solutions to continue to grow your wealth and financial security no matter what state the economy and market happen to be in at the current time?

Is your financial advisor talking about the trends that are happening right before our eyes both nationally and internationally and is he or she making decisions on your portfolio based on those trends?

Give these questions serious consideration as you move through 2011 and beyond. They just may end up being the best asked questions you have ever asked yourself as you move forward in considering what wealth strategies are going to best for you and your short and long term financial security.

by Jennifer Gilbert

Advertisements

Rising Above Betrayal — 3 Tips on How to Overcome Betrayal

Betrayal is one of the uglier things in life, but sometimes it cannot be helped. Have you ever been betrayed by someone? It could be some acquaintance you wouldn’t mind losing in your life, but it could also be a close family member, a best friend, or a partner. Whether they did it intentionally or not, the feeling of betrayal can often strike us hard and deep, and sometimes may have lasting effects when not dealt with properly. After the shock wears off, a person who has been betrayed may easily feel weak and vulnerable. It is often a make or break period in one’s life: what you do next, how you get out of that situation and rise above the betrayal, can have a long-term effect on your life. Some people don’t really recover from a betrayal. They think they have, but from the moment they were betrayed, they never really learn to trust again. So what should you do after you’ve been betrayed? How can you overcome the betrayal without destroying your ability to trust people again? Here are some thoughts to ponder on. 1. Allow yourself to grieve. Give yourself time to grieve over the situation. In a betrayal, no matter how big or small, pain, sadness, and anger are always parts of the picture. Sometimes, they may even strike all at once. You need to let yourself freely feel those emotions so you will fully realize what happened. This is better than being in denial and letting yourself get betrayed all over again. Give yourself some time to lose your head for a while, then get back to business. 2. Choose what to focus on. After the ugly emotions rear their ugly heads and slink away, it’s time to tackle things with a rational head again. Instead of focusing on negative thoughts that dwell on anger, bitterness, regret, and revenge, it is your choice to look away and instead focus on how to survive from the ordeal. You can focus on: • The future • Your family • Your remaining friends • Your interests and hobbies • Your skills • Your career And most importantly, you can focus on yourself. 3. Choose what to believe. You also have the right to choose what to believe. It is normal for people to feel degraded when they get betrayed. This feeling often puts up a two-storey house inside your subconscious and continues to reside there for years. Even as you get that multi-million contract or get a seven-digit salary, even as you reach your highest goals, the feeling of not being loved or respected enough to be betrayed can still haunt you from time to time. You doubt your worth all the time, and you find yourself either seeking for affirmations constantly or never trusting anyone again. Do not let yourself get drowned in all that negative self-perception. You have a choice: do you really believe that you are worthless or would you rather believe that the betrayal happened for your own good? Perhaps the person who betrayed you wasn’t really playing a helpful role in your life. Maybe he or she was holding you back. Create your own beliefs, and make sure your mind cooperates with you by sending these beliefs straight to your subconscious mind. You can do this with simple routines involving subliminal music and subliminal videos that can deliver messages straight to your subconscious. However you choose to accomplish it, don’t fall victim to the negativity that can last forever as a result of betrayal.

7 Ways to Bust Blocks in Your Life and Get Un-Stuck

Earthquakes and tsunamis in Japan, unfathomable loss of lives, radiation leaks that have already reached New York, 3 wars in the Middle East, under and un-employment, cost of living sky-rocketing, anger, fear and distrust at an all time high — do you think there are villains running rampant throughout our lives? You bet there are! So, what’s a well-meaning person, trying to keep his or her life together, to do? Bust some blocks!

First, What is a Block?

A block is any thought or emotion that is STUCK in your brain and that pops up sub-consciously to stop you in your tracks. Most often you are unaware of the block. It usually represents a disappointment, a broken heart experience, a loss, a failure — some experience that you decided to bury and perhaps deal with at a later date.

Blocks keep you from getting what you want out of life. Blocks keep you stuck in habits, patterns, routines and behaviors that are not working for you. These are the elusive things that you would like to change about yourself if you could just define it, find it, get your hands around it, understand it, express it. You can be blocked personally or blocked as an organization or a business.

Find Your Block

Here are some examples of blocks and their associated villains:

• THE SABOTEUR: You can’t seem to finish anything. You have a ton of wonderful ideas, but none of them completely come to fruition. I call it chain-doubting — whether it’s too expensive, too complicated, too time-consuming, or too whatever, you just can’t get it done.

• THE PIRATE/BANDIT: You always seem to be lacking the one thing you need to get what you want — whether it’s more information, more money, more luck, more help, more time — there’s always something missing. Everybody else has it, but not you.

• THE SORCERESS: You are always stuck waiting for something to happen before you take action. If __________ happens then I’ll do it. If I lose weight, then I’ll look for a job. If my prince comes then I’ll find love. If my break comes, then I’ll succeed.

• THE KILLER: You feel like no one believes in you. You live in the past, completely cut off from your future. You might say things like, “I’ve failed before, why should this be any different? Who do I think I am? Your self-confidence and joy for life are at an all time low.

• THE MUGGER: You feel like you’re an imposter — that you’re fooling people for a short time, but you will be caught. Someone will find you out and stop you. They will lower the boom or the ceiling on your life.

• THE MONSTER: You are absolutely sure that everyone else has the power. They make the decisions and pull the strings. You are just a pawn, a helpless and hopeless victim when it comes to bucking the system or even just breaking through.

• THE LOST LOVE: You’re afraid to go after your dream, leave your job, believe in yourself or go after what you really love. When it gets right down to it — you’re afraid to love.

7 Ways to Bust Those Blocks

1. FIND THEM. You can’t bust through the blocks unless you know what they are. When you feel stuck, ask yourself, “What do I think is blocking me?”

2. INDULGE IN SOME CHAIN-COMPLAINING. Once you have found your villain, try to identify who taught you to feel or act that way then, let yourself complain a bit. Feel it, write about it, shout it out and…

3. LET IT GO! When the tirade is done, let it go. Once you’ve identified the perpetrators of your block and your chain complainin’ is done, you can give it back to them, and move on to the final step which is one of empowerment. Write down the opposite of the doubting statements in your mind.

4. THROW OUT THE CAN’T, BRING ON THE CAN AND WON’T.
Make a new list or script:
I am talented enough… I can do this. I won’t fall into your belief system.

5. BREATHE YOUR WAY OUT OF THE BLOCK: The very act of breathing, getting rid of the old to make room for the new, is actually a metaphor for what you need to do to free yourself from any block. You need to breathe out the old, foul thinking, doubts and saboteurs that have your brain locked in blank mode, and breathe in new creative thoughts and inspirations. You want to breathe out the garbage and breathe in the muse.

6. MEDITATE YOUR WAY OUT OF BLOCKS: When we are blocked, we must take our intense concentration off of that which is blocking us and put it somewhere else. Sit on the floor or in a chair with your feet flat on the floor. Close your eyes and breathe deeply for about 30 seconds. Ask yourself these questions — “What do I need to do to find and release this block? What is my body trying to tell me?” Then, listen for 20 minutes. Let the thoughts come and go through your brain. Do not act or react. When the 20 minutes is up, slowly open your eyes and you will most likely have the answers you seek, or you will be given the answers sometime within the day.

7. FIND YOUR VILLAINS. I’ve made it easy. Simply download your FREE copy of my latest Ebook, SECRETS OF LIFE’S SEVEN VILLAINS and register for the free VILLAIN-BUSTER teleconference at the link below.

Until we meet again, I’d love to leave you with a little secret — when you know who you are, what you want, what makes you happy and how to get your needs met, those old villains don’t stand a chance in your life. Here’s to your self-knowledge!

By Judith Parker Harris

The 5 Keys to Finding Your Divine Purpose

Finding your divine purpose is not as difficult as you might imagine. If this is actually true, then why do so few people actually achieve this, and go through the motions of life without purpose or reason, feeling lost, unfulfilled and disconnected? The answer is simple. Most people do not like to think. It’s too much like hard work, and most people will run a mile to avoid some serious thought.

I hate to break it to you, but if you want to discover your divine purpose, you will have to engage in some thought! If you’re serious about this, you will need to accept the fact that your mind has the capacity to give you all the answers you’re seeking.

Here are the keys to discovering your divine purpose:

• Get quiet in meditation and connect to your true essence and ask, “How may I serve?” Understand that you have a part to play in this world, a vital part. You are a hero, a person of exceptional importance. You have a mandate, a mission here on planet Earth. Part of that mission will be in service of your fellow human beings. Every day, before you get out of bed in the morning, ask yourself how you can serve others. Ask over and over — your mind will give you the answer, even if it does not come immediately.

• Focus on what you love to do. What is that one thing in your life that you absolutely love to do more than anything? That thing that gives you inexplicable passion and zest for life? Think about it. What is that thing for you? It doesn’t matter what it is — it only matters that you love to do it more than anything, that when you do it, you feel alive like you’ve never felt before. Spend time thinking about this and make sure that you find that special thing in your life. Remember, your mind will give you the answers if you ask it.

• The next key some of you may find a little tougher. Find a way to serve other people with that passion you have deep within you, with that thing you love to do. How can you use your passion to help other people? Like I said, it doesn’t matter what you feel passionate about — it only matters that you do it, and that you find a way to improve the quality of other people’s lives by doing it. You have to add value to other people’s lives. Use your mind. Spend some time thinking about how you can do this.

• Now it’s time for some more thinking! Devise a way to earn a living doing the thing you love, while serving others by doing that thing. As I mentioned in the previous paragraph, your aim is to add value to other people’s lives by using your passion. Think about things you can do associated to your passion that will give people what they need or solve a problem that many people have. If you can find a way to give people what they need, you will have no problem turning your purpose into a business that will support you and your family.

• The last key is perhaps a little easier, but it still requires thought! You need to continually check in with your feelings to see if you’re on the right track. As you did in the first step, get quiet and go within — meditate. Think about what you’re doing and how you feel about it. Does it make you feel great? Does it make you excited to get up in the morning, like you can’t wait to greet the coming day to see what’s in store? If you’re not feeling this kind of passion about what you’re doing, you need to re-think what’s actually most important to you.

Your divine purpose is within you. You don’t need to go out into the world to find what it is. You will need to do that in order to follow that purpose, but to find it, all you need to do is ask yourself what you love to do and how you can serve others with that talent. Give it a shot. Use your mind and ask yourself for the answers. Your mind will give them to you!

by Dante Petrilla

Cultivate Your Inner Oasis

Inner Oasis is a term I coined ten or more years ago to help my clients and class participants create a lush, rich imagery of their core self. Our Inner Oasis is our soul-self, our inner wisdom, our inner joy and our innermost source of pure, unconditional love. It is ever replenishing, ever nurturing, ever there to support our journey and guide our life.

This article was originally written as part of a class I taught to help individuals cope with and recover from their stress and anxiety. The list, 20 Thoughts That Create Personal Power, contains Universal Truths that become powerful tools for personal growth, happiness, and wholeness.

Our thoughts, conscious and unconscious, and those originating from our Higher Self, fuel the direction and quality of our daily life. Thoughts really do determine who we are today and the contentment with our life tomorrow. They help create our personality characteristic, values and morals, contribute to the restfulness of our sleep, and help determine the amount of energy we have to earn a living, educate ourselves, take care of ourselves and our family, and enjoy our leisure time. Our thoughts truly are the building blocks of our life!

While the list below may not be the total answer, it might be the beginning of positive change for many people. Read through the list and try adding the ideas to your daily contemplation and meditation. Share the list with friends and family. Pin it on your mirror or on your closet door and read it every time you see it. Write one or two thoughts on a piece of paper and stick them in your pocket to read several times each day. Let the wisdom sink in and become part of you.

Catch the Flame: Ignite your Joy and Peace Within

20 Thoughts That Create Personal Power

1. I am responsible for myself and all that I experience.

2. My thoughts determine who I am, therefore my positive thoughts create a positive life.

3. My thoughts create my relationship with my past, my present and future, my self-worth, my choice of employment, my successes, my failures, and the quality of my relationships.

4. Everyone has problems. Therefore, I am never alone in my experiences.

5. All negative thoughts can be changed, and all positive thoughts can be maintained.

6. My negative thoughts and feelings have no power other than the power I assign them. They are simply thoughts and feelings that are flexible and flowing if I allow them to be.

7. I love and nurture my body, my mind and spirit.

8. I welcome love and affection into my life.

9. I give myself permission to enjoy and experience intimacy without guilt, shame, or fear.

10. When I forgive myself or others, I am healing me and breaking the chain of negativity.

11. All positive change begins with my acceptance of my current reality.

12. I create and increase my personal power when I live a now focused life.

13. Regular laughter increases the quality of my life and strengthens my immune system.

14. I am powerless over all of YOUR actions.

15. I invite people into my life who have time for me and who are free to love and care for me.

16. I am worthy of the support and the love that I am given.

17. I am responsible for my own emotional and physical safety, and I am willing to set healthy and loving boundaries that provide the safety I need.

18. Loving me allows me the freedom to love you.

19. Miracles are the norm and not the exception, and at least one miracle occurs in my life every day.

20. I choose to view this day as the most wonderful day of my life.

“Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending” Carl Bard